Question 1

What are seized properties and who puts them up for auction?

Accepted Answer

[Seized properties](/en/seized-assets) (inmuebles embargados) are real estate assets — [apartments](/en/subastas-publicas-viviendas), houses, commercial premises, plots — legally retained from their owner due to unpaid debt. These debts can be mortgage defaults (processed through the courts) or tax debts owed to the [Tax Agency](/en/subastas-hacienda-aeat), [Social Security](/en/subastas-seguridad-social) or local councils. To recover the money, these bodies auction the properties publicly via the BOE, allowing investors to buy them at reduced prices.

Question 2

How much money can I save by investing in seized properties?

Accepted Answer

The main advantage of buying seized properties is high profitability. You can generally acquire assets at a 30–60% discount to real market value. However, to calculate the exact profit you must deduct tax costs (ITP), possible refurbishment and prior charges. subastAI's engine automatically cross-references the [starting price](/en/glossary) with Cadastre data to give you a real estimated profit margin.

Question 3

What hidden debt risks does buying a seized property carry?

Accepted Answer

Acquiring a seized property is profitable but requires legal caution. When you win the auction, you acquire the asset with "continuation of liens", meaning you must assume any debt or mortgage registered before the triggering seizure. subastAI's AI reads and analyses the property registry entry and court lien certificate, clearly alerting you to any hidden debt before you bid.

Question 4

Is it possible to visit a seized property before buying it?

Accepted Answer

As a general rule, it is not possible to visit the interior of seized properties before the auction. Properties are acquired under the legal principle of "as-is condition" — in the physical state in which they currently exist. It is also vital to know their occupancy status (vacant, tenanted or squatted). subastAI's AI processes the official auction notices to inform you of the occupancy situation.

Question 5

What is the process for bidding on and buying a seized property?

Accepted Answer

All seized property [auctions in Spain](/en/subastas-publicas) are conducted electronically. To participate, access the [BOE Auction Portal](/en/subastas-boe) with your digital certificate and make a prior deposit (usually 5% of the auction value). subastAI simplifies the process: search on the interactive map, audit the asset with our AI, and when you are ready we redirect you to the exact official lot to place your bid.

Preguntas Frecuentes — Seized Properties

What are seized properties and who puts them up for auction?

How much money can I save by investing in seized properties?

What hidden debt risks does buying a seized property carry?

Is it possible to visit a seized property before buying it?

What is the process for bidding on and buying a seized property?