Question 1

Where do seized houses and apartments come from?

Accepted Answer

[Seized properties](/en/seized-assets) originate from enforcement procedures when the original owner is unable to meet their debt obligations. The vast majority are mortgage foreclosures (bank-owned properties processed through courts or notaries for non-payment), but they also come from administrative seizures for unpaid taxes owed to the [Tax Agency](/en/subastas-hacienda-aeat), [Social Security](/en/subastas-seguridad-social) or local councils.

Question 2

How much can I save by buying a property at auction?

Accepted Answer

Buying seized [properties](/en/subastas-publicas-viviendas) is one of the most profitable real estate investments available, allowing you to acquire assets at discounts of 30–50% below market value. However, the "award price" is not the final cost. To calculate your real saving you must add taxes (such as Transfer Tax, ITP), any refurbishment costs, and outstanding debts on the property. subastAI's AI performs this calculation automatically.

Question 3

What happens if I buy a seized property with debts or squatters?

Accepted Answer

This is the biggest risk in auctions. When you win a property, you also inherit its occupancy status (there may be squatters or contracted tenants) and you are legally obliged to pay all "prior registered liens" (such as existing mortgages or community fee arrears). subastAI's AI audits the lien certificate and court auction notice to reveal these hidden risks before you bid.

Catalog de Homes in Auctions (Social Security): 0 assets available

Analyze auctions:
From legal chaos to exact profitability.

Official Records

Artificial Intelligence

Investment Audit

FAQ about viviendas

Where do seized houses and apartments come from?

How much can I save by buying a property at auction?

What happens if I buy a seized property with debts or squatters?

AI specialized in from Social Security

Catalog de Homes in Auctions (Social Security): 0 assets available

Analyze auctions: From legal chaos to exact profitability.

Official Records

Artificial Intelligence

Investment Audit

FAQ about viviendas

Where do seized houses and apartments come from?

How much can I save by buying a property at auction?

What happens if I buy a seized property with debts or squatters?

AI specialized in from Social Security

Analyze auctions:
From legal chaos to exact profitability.